Conclusión
| Author | Claudia Madrid Martínez |
| Pages | 687-692 |
C
Luego de este recorrido hemos llegado a la constatación de una nece-
sidad. La necesidad de regular una real idad de la que no podemos escapar.
Siempre se ha armado que la realidad avanza mucho más rápido que las
soluciones jurídicas, pero, en materias relacionadas con las nuevas tec-
nologías de la información y la comunicación, la distancia entre una –la
realidad– y otras –las soluciones jurídicas– aumenta exponencialmente.
El tema de los medios electrónicos de pago es prueba de ello.
Si bien, tal como hemos sostenido en otras oportunidades, internet y las
demás redes de comunicación no generan nuevos tipos de relaciones sino
que más bien modican la forma en que han de darse esas relaciones, su
participación aporta, sin duda, nuevos elementos que deben ser tomados
en cuenta y que deben ser atendidos por el legislador.
En efecto, aunque estamos reriéndonos, en denitiva, al pago de obliga-
ciones pecuniarias, el acto de pagar ya no va a agotarse con la simple en-
trega de dinero en efectivo –tal como sigue siendo concebido por buena
parte de las legislaciones contemporáneas–, sino que se producirá a través
de la transferencia de un valor representativo de dinero, expresado en bits,
que viajará a través del ciberespacio hasta ponerse a disponibilidad del
acreedor, extinguiendo con ello la obligación.
Entender, entonces, al dinero como un valor más allá del metal, el papel
o el dispositivo electrónico que lo contiene, resulta fundamental. Lo im-
portante es la transmisión de ese valor y no la forma de transmisión del
mismo. A pesar de ello, los diversos sistemas suelen apegarse a la necesidad
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